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| AIG United Guaranty's Mortgage Insurance Advantage Products | |||||||
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Description:
The Flex 95 Advantage program offers a flexible down payment option for borrowers with a strong credit history. The borrower may access 5% equity from sources not covered in our Down Payment Advantage 
program.Description:
The Upgrade Advantage program is for borrowers with strong credit who are purchasing a new construction home from a residential subdivision builder and would like to include builder upgrades within their first mortgage. Description:
AIG United Guaranty's low-documentation program is designed for borrowers who are self-employed or commissioned individuals. The Low Doc Advantage program allows borrowers to obtain mortgage insurance with limited documentation and a simplified process. Description:
Based on our experience as a world leading mortgage insurer, we have developed a product that responds to the unique needs of new immigrants to Canada. AIG United Guaranty's Maple Leaf Advantage provides new immigrants, with limited documented credit history, the opportunity to purchase a home with as little as 5% down. Description:
The Purchase Advantage Plus program is designed to assist borrowers who are purchasing a home and want to make value-added improvements to their home while including these costs within their first mortgage. Description:
AIG United Guaranty insures loans that require flexible underwriting guidelines for borrowers whose credit scores have been affected by adverse conditions. The Equity Assist program broadens access to standard lending channels for borrowers, resulting in lower mortgage interest rates and reduced payments for borrowers. Description:
The Down Payment Advantage program is designed for borrowers who can make a minimum down payment of at least 5% toward the purchase of a home. Description:
The Progress Draw Advantage program is designed to assist borrowers who are constructing a new home or making major renovations to an existing property. Both contractor-built and self-built projects are eligible under the insured Progress Draw Advantage program. Description:
The Upgrade Advantage program is for borrowers with strong credit who are purchasing a new construction home from a residential builder and would like to include builder upgrades within their first mortgage.  Description:
AIG United Guaranty has developed an easy way for borrowers to access the equity in their home. Refinance Advantage is one of the most cost-effective solutions for borrowers to refinance up to 95% loan-to-value. Description:
AIG United Guaranty's innovative Rental Advantage program allows borrowers to purchase investment properties in a fast, efficient, and cost-effective manner, with as little as 5% down. Description:
AIG United Guaranty recognizes that borrowers may require a secondary home for a variety of reasons. The Lifestyle Advantage program enables borrowers with a strong credit history to own a second home with as little as 5% down. Description:
AIG United Guaranty takes the worry out of moving for existing mortgage-insured customers with the Portable Advantage program. We are the first mortgage insurance company to allow customers to increase LTV and loan amount to a maximum of 95%, regardless of the original loan-to-value ratio. AIG United Guaranty has created an Innovative suite of Mortgage Insurance (MI) products that will provide homeowners and mortgage professionals alike with the Flexibility and Choice they want and need. With over 40 years of international experience in the mortgage insurance market, we have made more than 3 million home ownership dreams come true around the world. Offering a variety of programs and services, AIG United Guaranty can help you meet the needs of today’s home buyers.
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